This whitepaper introduces MANTRA DAO, a community-governed DeFi platform aiming to provide users with financial control through decentralized services. Built on the Rio Chain, which is interoperable with Polkadot, MANTRA DAO offers features like staking, lending, and a stablecoin. Governance is managed by holders of the OM token, who can also participate in the MANTRA POOL savings game and are incentivized through the KARMA Protocol, a reputation system. The whitepaper outlines the platform's ethos, technical details, tokenomics, roadmap, and the MANTRA DAO Foundation's structure and collaborations, emphasizing transparency and community involvement in its decentralized ecosystem.